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Education

Why a broker is not an agent?

Both intermediate in the purchase of an insurance policy and this is enough to treat them identically in popular opinion. In fact, however, more separates them than connects them. What are the basic differences between the activities of a broker and an insurance agent?
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Education

What company does an insurance broker represent?

"An insurance broker may not: (...) have a permanent contractual relationship with an insurance company, a reinsurance company, an insurance agent or a supplementary insurance agent" - Article 30 of the Law of 15 December 2017 on Insurance Distribution
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CYBER insurance

The GDPR and CYBER policies

My company is not interesting for hackers... my employees are not the source of IT incidents... we have little personal data, so why do we need the GDPR...
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Proven
sectors

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We are one of
the largest companies operating in the Polish brokerage market.

Proven
solutions

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We help our Clients create a safe and stable organization.

Why a broker is not an agent?

Both intermediate in the purchase of an insurance policy and this is enough to treat them identically in popular opinion.

The activities of brokers and agents are described in detail in the Law of 15 December 2017 on Insurance Distribution. In its articles, it also defines the most important distinction and answers the question: on whose behalf do these entities act?

An insurance agent acts on behalf of the company with which it has signed an agency agreement. There are also entities that represent several insurers – these specific agents are then called multiagents.

 

 

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For years, our work has been based on three pillars.

About Us

Quality

Relationships

Cooperation

 

 

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Proven safety

We are guided by the idea of “Proven Safety” – first we verify the safety of the company and only in the next stage we implement the optimal insurance programme.

 

 

Our Team

STBU in figures

Check what the highest insurance sum we arranged for a single project in 2019

262

mln $

?

215 000 000 zł
Value of the most expensive vessel whose construction we insured in 2020.
782

insured companies that we protect with our insurance programs.

40 mln zł

since 2018, we have won claims for our Clients in excess of this amount!

55

insurance brokers who care about your protection. There are over a hundred of us in the MAK-STBU Group!

15,1 mln €

the value of our broker liability policy. This protects our and your businesses.

782

insured companies that we protect with our insurance programs.

40 mln zł

since 2018, we have won claims for our Clients in excess of this amount!

55

insurance brokers who care about your protection. There are over a hundred of us in the MAK-STBU Group!

15,1 mln €

the value of our broker liability policy. This protects our and your businesses.

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